How To Apply For Bad Credit Car Loans

Applying for bad credit, subprime auto financing begins just like any other auto loan process here at Honolulu Ford, with our secure online Credit Application. We can help if you've experienced Foreclosures, Repossessions, Collections, First, Second, and Third-Chance Financing. Unlike with a traditional car loan, subprime financing through our Finance Department entails looking beyond your low credit score to try to find viable auto loan options for you. When you apply for bad credit car loans at Honolulu Ford, our auto finance experts will consider the following factors:
  • Your debt-to-income ratio
  • Your detailed credit history
  • The amount you can provide as a down payment
  • The total loan amount requested
  • Any vehicle trade value
  • The price and type of used car you want to drive

Improve Your Low Credit Score

You may be wondering if you will qualify for bad credit financing through Honolulu Ford, giving your unique financial history, low credit score or bankruptcy. We encourage all car shoppers in the Honolulu, HI, areas and beyond to apply for financing, since we have found financing options for drivers of all credit situations. From bankruptcy and repossession to foreclosure and divorce, car buyers facing a range of financial setbacks have found sub-prime auto loans here at Honolulu Ford and we want you to be next!

With our bad credit auto financing process in Honolulu, Hawaii, you can not only drive off in a quality used Ford or another make of used car, but you can also see your poor credit score gradually improve over the life of your sub-prime auto loan! We invite you to apply for bad credit car loans in Honolulu today so that you can begin the process of getting into a quality pre-owned vehicle -- and getting back on track with your credit score soon! Our dealership and finance staff proudly serve car shoppers near Aiea, Mililani and Central Oahu, HI, and surrounding areas.


In order to really experience everything Honolulu Ford has to offer, we encourage you to speak with us in person. Call, send us a note online, or stop in to our showroom. We're located at 1370 N. King St. Honolulu, Hawaii and would love to answer any questions you might have.


Honolulu Ford

1370 N. King St.
Directions Honolulu, HI 96817

  • Sales: 808-824-3973
  • Service: 808-824-3976
  • Parts: 808-824-3978


  • Monday 8:30am-9pm
  • Tuesday 8:30am-9pm
  • Wednesday 8:30am-9pm
  • Thursday 8:30am-9pm
  • Friday 8:30am-9pm
  • Saturday 8:30am-9pm
  • Sunday 10am-7pm